I am feeling really down about my search for housing tonight
On one hand I'm very privileged to be able to do that without, like, scandals or trauma involved, on the other hand that does affect my self-esteem a bit.
How we managed to get a mortgage so soon in life, my bf and I both left education at 18, went into tech jobs and began saving up for the deposit. Not doing higher education meant we don't have student loans to pay off, and going for a mortgage earlier in life meant we could take a longer term mortgage with lower minimum payments per month.
i can't work and got no (bio)family to fall back on, so i've been living with a generous friend for... about four years now. right now we're in a house they own and it's just the two of us and our two cats (one mine, one theirs). the house is small and a little ugly but cute and i like our neighborhood+town a lot, but i wish it felt more "mine".
housing is super expensive and hard to find in my state (even worse if you have a pet), and subsidized housing has a waitlist that some people are on for years. (although sometimes it's only a few months; it's really unpredictable :/)
How we managed to get a mortgage so soon in life, my bf and I both left education at 18, went into tech jobs and began saving up for the deposit. Not doing higher education meant we don't have student loans to pay off, and going for a mortgage earlier in life meant we could take a longer term mortgage with lower minimum payments per month.
This seems so smart! My partner and I have been considering getting married in the foreseeable future so saving up for a deposit seems like a good idea when I read your post! Housing is really scary and I'd like to have secure housing as quickly as I can in life...
I've wondered about this for me and my partner too, earlier this summer I was looking into the options of building a house (an old roommate said it'd be more cost efficient then trying to buy) and realized I'd be out like.. 40k just for a septic hookup alone! (We live in a very rural area with no sewer system).
Seeing so many forum members with mortgages makes me wonder if we can get a mortgage or a grant too, so we could afford a downpayment..
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